Help topics
Paying for My Skyro Loans
Product Loan
- What is a Skyro Product Loan?
- How do I apply for a Skyro Product Loan?
- Where can I use my Skyro Product Loan?
- Product Loan payments and fees
- Product Loan application status
- What is Skyro Flexi?
- What is the Skyro Zero Plan?
- Add-ons and Protection
- Got questions about Skyro Product Loan, boss?
- What items can I buy with a Skyro Product Loan?
SkyroCredit
- What is SkyroCredit?
- How to use SkyroCredit
- Refer and Earn
- QR Ph payments with SkyroCredit
- Credit limit
- Payments
- Billing cycles and statements
- Interest rates and fees
- Cashback in SkyroCredit
- Using SkyroPondo for SkyroCredit
- SkyroCredit application status
- Payment issues with SkyroCredit
- Got questions about SkyroCredit, boss?
Refer and Earn
What is Refer and Earn?
Invite your friends to try SkyroCredit and earn cashback together, boss! When your friend successfully applies through your referral link and meets the promo rules, you can both earn a cashback reward.
Refer and Earn is SkyroCredit’s referral program. You and your friend can each get ₱100 SkyroCredit cashback for every successful referral.
Just share your personal referral link with a friend who's new to Skyro. Once they get approved for SkyroCredit and sign their credit line agreement, you both get the reward.

Who can join?
Refer and Earn is available to eligible SkyroCredit customers.
If you don’t see it in your Skyro app yet, keep using SkyroCredit and paying on time. You may become eligible in the future.
For referred friends: Your friend must be new to Skyro, with no existing account or mobile number registered with Skyro.
Why join the Refer and Earn program?
Sharing is rewarding, boss! Invite your friends to SkyroCredit and earn cashback together.
- 💸 ₱100 for you, ₱100 for your friend for every successful SkyroCredit referral
- 📲 Help your friend get started with SkyroCredit
- 🎁 Earn up to ₱1,000 cashback from referrals monthly. Your earning limit resets on the 1st of every month
- 🔒 Share safely: your referral link doesn’t share your account details