Sinulog-ready deals: ₱0 down, 0% interest, and a free Skyro bag! Learn more.

Shop with Skyro
Split your payments

Apply now, get approved fast, and shop like a boss!

Loans up to

₱100k

Down payment

from 0%

We approve every

8 out of 10

Dennis Trillo, Skyro Brand Ambassador

Pick your money move

Product loans

Cash loans

Credit line

Shop for anything with Skyro

Apply for a product loan and take home your dream item.

Compute on the calculator

Furniture

Furniture

Laptops

Laptops

Home

Home

Vehicles

Vehicles

Smartphones

Smartphones

Furniture

Furniture

Laptops

Laptops

Home

Home

Vehicles

Vehicles

Smartphones

Smartphones

Loan amount up to

₱100,000

Appliances

6 to 24 months

Interest ranges from

0% to 5.9%

Down payment

from 0%

In the press

Watch our customers'
Skyro journey

10+ billion

pesos disbursed

1,116,000

customers

1+ million

mobile app users

4,500+

stores

Why Skyro?

More than just a loan — better offers, automatic rewards, and the power to adjust.

Down
payment?

If you qualify, you’re good to go

Low rates

Interest starts at 0%

Approval in a snap

Less than a minute — fast, right?

Change due dates or monthly amount — your call, always

You're pre-approved, Boss!

Pre-approved before you shop

Apply from home, no store drama

Cashback every time

Use Skyro Credit and always get rewarded

Easy-to-use app

Simple, clean, and made just for you

Loyalty gets better

Bigger limits, lighter payments, and cash loan offers, boss!

Find a store near you

We're in 4,500+ stores nationwide. Almost like we’re stalking you… but in a good way.

Big names, bigger deals

From big brands to local gems — our partner merchants got you

How to become a partner

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happy shoppers trust Skyro to pay their way

Got questions, boss?

  • How can I apply online?

  • Where can I use my pre-approved product loan?

  • What does “pre-approved” mean?

  • Why was my loan application rejected?

  • When can I try to reapply if my loan wasn't approved?

  • How can I apply for other products like cash loan, online product loan, or SkyroCredit?

  • How do you protect my data?

More answers, right this way

Which Skyro product fits you best?

Know the fees behind your loan, boss!

Product Loan

Pay for big items and split your payments

Product Loan
  • Loan amount

    ₱3,000 to ₱100,000

  • Interest rate, from

    0%

    to 6.9%

  • Down payment

    As low as ₱0 (if we say YES!)

  • How long to pay

    6, 9, 12, 18 or 24 months

    Terms of 18 and 24 months available only for loans > ₱30,000

  • Where to use?

    6,000+ partner stores nationwide

More details

Cash Loan

Get cash sent to your e-wallet or bank account

Skyro Cash

Apply now

  • Loan amount

    ₱5,000 to ₱250,000

  • Interest rate, from

    1.5%

  • Down payment

  • How long to pay

    6, 9, 12, 15, 18, 24 months

  • Where to use?

    Use it for anything — bills, groceries, and more

More details

SkyroCredit

A reusable credit limit at stores with QR Ph

Skyro Credit
  • Loan amount

    ₱5,000 to ₱100,000

  • Interest rate, from

    0%

    up to 45 days,
    7% monthly

  • Down payment

    None! Pay only the exact item amount

  • How long to pay

    No fixed term. Get up to 45 days to pay with no interest, every month

  • Where to use?

    Any store that accepts QR Ph

More details

SkyroPondo

An account to store money for loan payments

Skyro Pondo
  • Cash in amount

    Add as much as you like — no limit, boss!

  • Interest rate, from

    Zero

    Interest,
    zero worries

  • Down payment

    None — top up any amount, anytime!

  • How long to pay

    No fixed term. SkyroPondo uses your balance to pay for your Skyro loans

  • Where to use?

    To pay for your Skyro Product Loan, Skyro Cash Loan and SkyroCredit

More details

Google Play

4.6

17.9K reviews on Google Play

Download the app to apply
for a Skyro loan anytime

Get approved, track your loan, and pay.