Know the fees behind your loan, boss!

Product Loan

Pay for big items and split your payments

Product Loan

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  • Loan amount

    ₱3,000 to ₱100,000

  • Interest rate, from

    0%

    to 6.9%

  • Down payment

    As low as ₱0 (if we say YES!)

  • How long to pay

    6, 9, 12, 18 or 24 months

    Terms of 18 and 24 months available only for loans > ₱30,000

  • Where to use?

    6,000+ partner stores nationwide

  • Processing fee

    10% of financed amount + ₱690

  • Conditional charges

    • Late Payment Fee: ₱500 or 5% of financed amount of loan (whichever is lower). Charged every due date until the overdue amount is paid
    • Attorney and Agency Fee: ₱5,000 or 25% of overdue amount (whichever is higher)
    • Flexi Monthly Fee: Flexi fees adjust based on your monthly loan payment

Cash Loan

Get cash sent to your e-wallet or bank account

Skyro Cash

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  • Loan amount

    ₱5,000 to ₱250,000

  • Interest rate, from

    1.5%

  • Down payment

    —

  • How long to pay

    6, 9, 12, 15, 18, 24 months

  • Where to use?

    Use it for anything — bills, groceries, and more

  • Processing fee

    Up to 20% of the approved loan amount. Individual interest rate depends on the review of your application

  • Conditional charges

    • Late Payment Fee: ₱500 or 5% of financed amount of loan (whichever is lower). Charged every due date until the overdue amount is paid
    • Attorney and Agency Fee: ₱5,000 or 25% of overdue amount (whichever is higher)
    • Flexi Monthly Fee: Flexi fees adjust based on your monthly loan payment
    • Early Repayment Fee: 5% of loan balance covered

SkyroCredit

A reusable credit limit at stores with QR Ph

Skyro Credit

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  • Loan amount

    ₱5,000 to ₱100,000

  • Interest rate, from

    0%

    up to 45 days,
    7% monthly

  • Down payment

    None! Pay only the exact item amount

  • How long to pay

    No fixed term. Get up to 45 days to pay with no interest, every month

  • Where to use?

    Any store that accepts QR Ph

  • Processing fee

    Free

  • Conditional charges

    • Late Payment Fee: ₱300. Charged every due date until the overdue amount is paid
    • Attorney and Agency Fee: ₱5,000 or 25% of overdue amount (whichever is higher)
    • Overpayment Return Fee: ₱100 in case of return overpayment exceeding credit limit
    • Interest-free payment: The Interest-free payment is shown on your SkyroCredit screen in the app. No need to compute anything, boss! Pay this amount on or before the due date to avoid interest. Example: If your credit limit is ₱5,000 and you spend ₱2,000, paying the full ₱2,000 on or before your due date means no interest
    • Minimum payment: The required amount you must pay to avoid late fees and keep your SkyroCredit active. It’s 10% of your credit limit. If you choose to pay only the minimum, a 7% interest will apply to the outstanding balance until it is paid off

    Example: If your credit limit is ₱5,000, and your balance on the bill date is ₱1,000, the minimum payment is ₱500

    Note: The minimum payment is never more than your outstanding balance even if it's lower than 10% of your credit limit. So if your balance on the billing date is ₱150, the minimum payment is ₱150

SkyroPondo

An account to store money for loan payments

Skyro Pondo

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  • Cash in amount

    Add as much as you like — no limit, boss!

  • Interest rate, from

    Zero

    Interest,
    zero worries

  • Down payment

    None — top up any amount, anytime!

  • How long to pay

    No fixed term. SkyroPondo uses your balance to pay for your Skyro loans

  • Where to use?

    To pay for your Skyro Product Loan, Skyro Cash Loan and SkyroCredit

  • Who can use

    Active SkyroCredit users or those with two or more Skyro loans

Google Play

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17.9K reviews on Google Play

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for a Skyro loan anytime

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