0% interest
Up to 45 days
When you pay your interest-free amount by the due date
Up to ₱ 1,000 cashback
Earn cashback on every purchase with SkyroCredit
Spend and earnSpend and earnSpend and earnChoose your cashback every month
Pick 4 of 7 cashback categories that best match your everyday spending
0,5% For AllBills & utilitiesFast foodCafe and coffeeOnline shoppingGroceries
How it works
1
Get SkyroCredit
Apply online to get started
2
Tap on the cashback balance in the app
Find it on the app’s home screen
3
Pick your categories
Choose 4 cashback categories for the month
4
Spend as usual
Use SkyroCredit to pay for everyday purchases
5
Earn cashback
Get up to ₱1,000 in cashback each month
Cashback is available at SkyroCredit
Cardless credit. Loaded cashback.
0% interest
Up to ₱100,000
Pay on time to grow your limit
40 seconds
Average approval time
No annual fees
Free to use anytime
Start earning up to 30% cashback
How much do you plan to spend?
₱25,000
₱5,000₱50,000
Cashback you'll earn₱500
Estimated monthly payment₱2,500
Interest if paid within 45 days₱0
FAQ
What is cashback?
Cashback is a type of reward that gives you back a percentage of what you spent using SkyroCredit in your chosen categories, boss. Every ₱1 cashback is worth ₱1 you can use toward your next purchase, just like real cash!
Check out this article to learn more about cashback!
Who can earn cashback?
SkyroCredit customers can earn cashback. New to SkyroCredit, boss? Visit www.skyro.ph/skyrocredit and tap “Apply now."
Are there any fees to earn cashback?
No, boss! There are no fees to earn cashback. Just use SkyroCredit on purchases that qualify for cashback.
How do I choose my cashback categories?
Every month, you’ll get 7 personalized cashback categories. Pick 4 that best match your spending. Once selected, your choices can’t be changed for the month.
Do my cashback categories change every month?
Yes, boss. You’ll get a new set of personalized categories and cashback rates to choose from every month.
What if I spend outside my chosen categories?
If you’re offered “All transactions,” choose it as one of your 4 categories to earn 0.5% cashback on all purchases made with SkyroCredit.
Is there a minimum spend to earn cashback?
No, boss! There’s no minimum spend to earn cashback.
When can I use my cashback?
Your cashback adds up in the Skyro app. Check your cashback balance anytime, and once you reach ₱100, you can use it toward your next purchase.
How much cashback can I earn?
You can earn up to ₱1,000 in cashback every month.
Can I convert my cashback to cash?
No, boss. You can’t convert cashback to cash. Cash out is a separate SkyroCredit feature.
Learn how to cash out with SkyroCredit here .
Where can I check my cashback?
You can check your cashback balance anytime in the Skyro Philippines app, boss. Learn more here.