Credit limit

How can I increase my limit?

To increase your SkyroCredit limit, always pay your SkyroCredit bill on time, boss. If you qualify, we’ll notify you and you’ll see a limit increase offer in your Skyro app. Your first increase may start at ₱1,000 or more, depending on the review of your account.

Here are a few things to remember:

If your limit increase is approved

• You’ll receive a notification to accept the offer.
• The offer will stay visible in your Skyro app for 3 weeks.

About the offer validity

• If you don’t accept the offer within 3 weeks, it will automatically expire.
• Once expired, the offer will disappear from your Skyro app and the increased limit will no longer be available.

Can I lower my credit limit?

If you want to lower your credit limit, please chat with us in the Skyro app so we can help you right away, boss!

Why is my credit limit low?

Your credit limit may start low, boss, but this amount can help you cover everyday expenses first. While it might not cover big purchases right away, you can still use it for daily needs, food trips, or quick grocery runs.

The good news? If you use SkyroCredit regularly and pay on time, your credit limit can increase over time — no need to reapply for a new loan, boss! The better your payment history, the more Skyro can offer you.