All about SkyroPondo

SkyroPondo is your go-to spot for paying your Skyro loans and SkyroCredit bills. Add money when it’s convenient and we’ll use it when it’s time to pay.

No need to rush, no need to line up. Just cash in, and you're good to go.

Let's go through how it works.

What is SkyroPondo?

SkyroPondo is your account inside your Skyro app. You can add money to it anytime — and we’ll use it to pay your Skyro loans, SkyroCredit bill, or help with QR Ph payments via your SkyroCredit if needed.

You can top it up anytime, so you're ready when it's time to pay for your loans or purchases.

How do I put money into my SkyroPondo?

Tap “Cash in” and choose where you want to send money from — like GCash, BDO, BPI, Maya, or over-the-counter options. You’ll also be able to cash in using QR Ph soon.

Are there fees when I cash in?

Small cash-in fees are different depending on the channel chosen. To save on fees, customers can choose to cash in larger amounts at once instead of doing multiple small transactions. It’s a great way to save on fees while staying in control of your Skyro loan payments.

What happens after I cash in?

The money stays in your SkyroPondo until it’s time to pay. Five days before your due date, Skyro will automatically use it to pay your loan.

What if the money is not enough to pay my loan?

If the amount in your SkyroPondo is not enough, you’ll need to pay the rest separately using other Skyro payment options.

Can I use it for shopping or bills?

If you have SkyroCredit, the money in your SkyroPondo can help in two ways:

• It can automatically cover the rest of your QR Ph payment if your credit limit isn’t enough.
• It can also be used to pay your SkyroCredit bill.

Reminder: After using SkyroPondo to help cover a QR Ph purchase or pay your SkyroCredit bill, don’t forget to top it up again so you're ready for your next loan payment.

What if I want my money back? Can I cash out?

No, you can’t withdraw the money once it’s in your SkyroPondo.

Can I top up more than what I owe?

Yes! Any extra will stay in your SkyroPondo and be used for future payments.

What happens if there’s an error while I’m cashing in?

Your money is safe. If something goes wrong, we’ll let you know right away. You can also reach our Customer Care team through chat in the app anytime.

Is there a maximum amount I can put into my SkyroPondo?

There’s no strict limit. But it’s best to cash in just enough to cover your upcoming loan and SkyroCredit bill payments. This helps you stay on track and avoid paying more than you need to.

Can I cash in little by little, then Skyro will pay the monthly loan payment on my due date?

Yes! You can add small amounts over time. Then, 5 days before your due date, Skyro will automatically use your total balance to pay your loan.

Why should I use SkyroPondo?

It helps you pay on time.

Top up early, and Skyro will use the money to pay your loan five days before your due date.

You always know what you’ve added.

You can clearly see how much money is in your SkyroPondo before your payment is due.

Pay ahead for peace of mind.

You can cash in enough to cover several payments and not worry about your loan for the next months. If your SkyroPondo runs out of money, we’ll remind you before your next due date.

Great for managing more than one loan.

SkyroPondo can help you stay on track if you have multiple payments and it can also help you save on payment fees.

No need to line up.

You don’t have to go to a payment center.

What’s the difference between SkyroPondo and SkyroCredit?

SkyroPondo is an account in your Skyro app where you can add funds in advance. These funds are used to pay your Skyro loans or your SkyroCredit bill. You’re in control of how much to add and when.

SkyroCredit is a reusable credit line from Skyro. You can use it to shop or pay at any store or stall that accepts QR Ph — from big chains like Mercury Drug or 7‑Eleven to sari‑sari stores and palengke stalls. Use it now, pay later. Once you repay what you used, you can use it again.