Skyro Revolutionizes Cashback for SkyroCredit

Skyro is launching SkyroCredit's biggest cashback yet, now fully customizable with rates of up to 30%, giving customers more ways to earn rewards from their everyday spending.

The SEC-registered digital finance platform in the Philippines is introducing a new and improved SkyroCredit Cashback program, giving customers the chance to earn up to 30% cashback from purchases they already make.

Unlike a one-size-fits-all rewards program, SkyroCredit Cashback allows customers to choose the spending categories that matter most to them each month, so they can focus their rewards on where they are most likely to spend.

And with no minimum purchase required to earn cashback, even regular everyday transactions can become more rewarding.

“This is the first cashback program of its kind in the Philippine market, and we believe customers deserve a cashback experience that gives them more choice and control,” said Dmitriy Vavulidi, Skyro Head of Product. “With SkyroCredit Cashback, we are changing the way customers experience rewards by giving them more control over where they earn and more value from the purchases they already make.”

Choose where you want to earn more

Every month, SkyroCredit users can choose four out of seven cashback categories, with different categories and cashback rates available each month. The categories are not the same for every customer: each user personally selects their own four from all seven, and can change that selection from one month to the next as their spending needs shift. This flexibility is by design: spending patterns change from month to month, so letting customers re-pick their categories keeps their cashback aligned with where they’re actually spending, instead of locking them into the same fixed set year-round.

Options may include groceries, fast food and restaurants, drugstores, online shopping, gas, bills, education, and 0.5% cashback on all transactions. This gives them the flexibility to earn across a broader range of purchases.

There is no minimum spend required to earn cashback.

Every ₱1 earned in cashback is equal to ₱1 that customers can use toward a future SkyroCredit purchase.

The new program builds on the flexibility of SkyroCredit, which eligible customers can use wherever QR Ph payments are accepted.

Customers simply scan or upload a merchant’s QR Ph code in the Skyro Philippines app and pay using their available SkyroCredit limit, whether paying in-store or online.

This means the same everyday purchases customers already make can now do more: buy what they need today, earn cashback, and use those rewards on a future purchase.

More value from a reusable credit line

Beyond the cashback, SkyroCredit's reusable credit line adds another layer of value. This gives eligible customers a way to use SkyroCredit across a wide range of everyday needs, from groceries and medicines to dining, gas, shopping, bills, and more, while earning rewards based on the categories they choose.

Unlike a traditional one-time loan, the SkyroCredit limit can be used again as customers repay, giving them continued access to available credit for future purchases.

“With SkyroCredit Cashback, we’re adding another reason for customers to keep using SkyroCredit for the things they already spend on,” Dmitriy added. “It is not only about having credit available when they need it. We want customers to feel that using our product regularly can give them something back as well.”

The new SkyroCredit Cashback program further strengthens what customers can get from SkyroCredit. Along with a reusable credit line, nationwide QR Ph usability, up to 45 days at 0% interest when the required interest-free amount is paid by the due date, and personalized cashback rewards of up to 30%, customers have more flexibility and more ways to get value from the purchases they make every day.

See how SkyroCredit works at skyro.ph and keep up with Skyro on Facebook, Instagram, LinkedIn, YouTube, and TikTok.


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About Skyro

Skyro is a high-growth, digital-first fintech group delivering scalable, responsible financial access across high-potential emerging markets. Powered by proprietary data science, AI-driven credit decisioning, and alternative-data scoring, the company combines a mobile-native experience with modular fintech architecture to serve underserved client segments at scale.

As of 2026, Skyro has a registered user base of more than 7 million and a credit portfolio exceeding $200 million. The company's ambition is to become a leading full-spectrum financial services group across high-potential markets by combining capability proven at scale with a commitment to building each business around the needs of the market it serves.

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