SkyroCredit Tipid Move

Pay a little more — Save a lot more

If you only pay the minimum amount on your SkyroCredit each month, your debt can last for years, and you’ll keep paying more in interest. But there’s a simple way to pay off your debt faster and save money — just add 20% more to your minimum payment.

How does it work?

Let’s say your debt is ₱5,000, and your minimum payment is ₱500. If you increase your payment by just ₱100 and start paying ₱600 per month, then:

• You will pay off your debt 5 months faster
• You will save almost ₱1,000 in interest
  

The more you add to your minimum payment, the faster you clear your debt and the less you pay in interest.

Why does this matter?

The longer your debt stays, the more interest you pay each month.

If you only pay the minimum, most of your money goes to interest instead of reducing the debt.

A small increase in your payment helps you keep more money for future spending and earn even more cashback!