
February 2, 2026
You finally get that new phone, refrigerator, or washing machine, paid in installments through Skyro. But when real life happens and something breaks, gets wet, or stops working, it can be stressful. Skyro, a reliable SEC-registered lending app in the Philippines, now brings protection at checkout through its partnership with Qoala, giving customers the option to add coverage right when they make a purchase.
The partnership was recently formalized through a memorandum of agreement (MOA) signing, led by Yernar Ashimov, Skyro Head of Key Accounts, Dmitriy Vavulidi, Skyro Head of Product, and Alodia Yvonne Azul, Skyro Business Development Lead.
Joining them were executives from Qoala led by Harshet Lunani, CEO and Founder, Utkarsh Jain, Senior Vice President for Partnership, Kavan Marambe, Vice President for Commercials, and Camille Gan, Digital Partnerships Manager.
Skyro customers can now add Qoala’s Gadget Protection, Merchandise Protection, and Extended Warranty when applying for a Skyro loan. These help cover accidental or liquid damage for both gadgets and everyday items, plus extended protection even after the manufacturer’s warranty ends.
“Our partnership with Qoala highlights Skyro’s focus on giving Filipinos reliable digital financial services. With Qoala’s added protection, customers can feel more confident that the products they buy with their hard-earned money are protected,” said Ashimov.
Lunani shares the same commitment, stressing Qoala’s mission of making protection accessible to all Filipinos: “By working together, we’re bringing simple and relevant protection options closer to every Filipino at the point where they are making important purchasing decisions, helping them feel more secure and supported in their daily lives.”
With a mission to give hope, happiness, and financial support for Filipinos, the partnership between Skyro and Qoala makes it possible for customers to shop for their dream gadgets, essential appliances or home electronics through installments with added peace of mind.
Visit participating Skyro partner stores nationwide to apply for a Skyro loan with built-in protection powered by Qoala. Learn more at skyro.ph and follow its social media accounts on Facebook, Instagram, LinkedIn, and TikTok.
To know more about Qoala’s protection solutions, visit qoala.com and follow them on Linkedin.