December 12, 2025
Ready to shop for your last-minute Christmas gifts this 12.12? With Skyro’s ₱12 DOWN, applying for a product loan is easier than ever. Learn how you can bring home that item on your wishlist, whether that's a new phone, washing machine, or laptop, by just paying ₱12 upfront.
Choose your product at any Skyro partner store nationwide during the 12.12 promo period and the weekend after.
Approach a Skyro agent in-store. You only need one valid ID, with approval in as fast as 2 minutes.
If approved and qualified for the ₱12 down payment, simply pay ₱12, sign your agreement, and take your item home instantly.
You can choose a flexible installment term of 3 to 24 months.
The ₱12 DOWN means you only pay ₱12 upfront to take the item home if you qualify.
There are no hidden fees required on the day of purchase.
As part of the application, we do a quick credit check to see if you qualify for the ₱12 DOWN offer.
Some customers may still be asked for a higher down payment, depending on eligibility — this helps us approve more loans responsibly.
Paying on time also helps you build your credit, which can unlock even better Skyro offers in the future.
Yes. The ₱12 DOWN is a special 12.12 promo, available for a limited time only. Promo availability depends on store participation, product, and customer eligibility.
The ₱12 DOWN offer applies to selected products from Skyro partner stores, including gadgets, appliances, and other big-ticket items. Eligibility depends on the loan amount, product, and credit approval.
Yes. The ₱12 DOWN promo is available at participating Skyro partner stores across Luzon, Visayas, and Mindanao.
To confirm availability, look for Skyro signage in-store or ask a Skyro sales agent.
Visit a Skyro partner store, get approved in minutes, and take your item home today with Skyro.