November 24, 2025
Here in the Philippines, we jump into Christmas early and yes, the thrill of gifting and treating yourself arrives right with it! The moment the ‘Ber’ months hit, wish lists start growing, malls get livelier, and families start dreaming up their holiday moments.
But behind all that early excitement is a familiar thought: how to make celebrations feel special while still being mindful. For many Filipinos, it’s become part of the season – planning gifts with both joy and practicality in mind, making every gesture count.
Companies like Skyro, a reliable SEC-registered lending app in the country, have thoughtfully adapted to the Filipino way of celebrating by taking a more personal route in its offerings. Instead of a typical financing scheme, Skyro introduced the Skyro Product Loan, a flexible “shop now, pay later” solution designed around real Filipino habits.
As Dmitriy Vavulidi, Head of Product of Skyro, explains, “We created the Skyro Product Loan to go beyond a typical Buy Now, Pay Later scheme, offering flexible, holiday-ready options that help Filipinos celebrate the season of giving without straining their budget.”
This product loan is supported by two key holiday offers running from November to December 2025: the Zero Plan, which lets customers enjoy 0% interest for the first 3 or 6 months if they pay in full within the period, and even enjoy zero downpayment when shopping at partner merchants; plus SkyroCredit, a reusable credit line of up to ₱10,000 that can be used for everyday holiday essentials, from drugstores and convenience stores to eateries, palengke stalls, and neighborhood sari-sari stores that accept QR Ph.
Many start shopping ahead to avoid the December rush and spread out costs but even now, there’s still time to finish the holiday list. Skyro recognizes this family-first mindset, with many choosing appliances, gadgets, and home essentials that make shared moments better.
Skyro of Head of Marketing Iya Lelyanova adds, “This holiday season, we want families to focus on what truly matters: sharing time, creating memories, and giving thoughtfully, all while keeping gift-giving simple and within budget.”
The most meaningful purchases aren’t always the most expensive, they’re the ones that make family life smoother: a refrigerator that helps with gatherings, a smartphone that connects relatives overseas, or even small items like cookware, decorations, or a noche buena upgrade.
In this sense, flexible options like Skyro’s product loans help families continue traditions that matter most. Skyro’s holiday offerings, including the Zero Plan and SkyroCredit, are available through a growing network of over 6,000 partner merchants nationwide. These include major appliance and gadget retailers and smaller neighborhood stores, giving customers more ways to buy with Skyro.
At its heart, the Filipino Christmas is about togetherness. The lights, the food, and the gifts are all expressions of love and connection. As Filipinos find new ways to make the season brighter, tools like Skyro’s flexible product loans are quietly becoming part of that story, helping people give, share, and celebrate without losing sight of what truly matters.
Experience the joy of easy gift-giving this holiday season and make celebrations more meaningful with the Skyro’s Product Loan. Download the app for free on Apple Store for iPhone users and Google Play for Android users, or visit skyro.ph and follow its social media accounts on Facebook, Instagram, LinkedIn, and TikTok.