Sales Representative - SME Trading Credit Product

Overview

We are looking for a motivated Sales Representative to support business growth for our SME Trading

Credit solutions in Saudi Arabia. This role focuses on direct client acquisition, lead generation, and

relationship management with small and medium enterprises that need trade or invoice-based financing.

The ideal candidate combines strong communication skills, a results-driven mindset, and an

understanding of SME business dynamics.

About Us

We are a fintech group expanding our footprint in Saudi Arabia, building an integrated ecosystem of

Sharia-compliant lending and working capital solutions for both individuals and businesses. Our B2B

division focuses on empowering SMEs through accessible, compliant, and technology-driven credit

products.

Purpose of the Role

The Sales Representative will drive client outreach, educate SMEs about our Trading Credit product, and

support the end-to-end sales process - from lead generation to credit application and onboarding. You

will play a key role in building our SME portfolio and ensuring clients receive excellent service throughout

their financing journey.

Key Responsibilities:

Client Acquisition & Lead Generation

• Identify and approach potential SME clients through field visits, referrals, digital leads, and partner

networks.

• Present the company’s SME credit products clearly, highlighting features, eligibility, and benefits.

• Gather required client information and documents to support credit assessment and onboarding.

• Achieve monthly and quarterly sales targets for new customer acquisition and credit utilization.

Relationship Management

• Maintain regular follow-up with existing clients to drive renewals, repeat usage, and positive

referrals.

• Act as the first point of contact for client inquiries, resolving issues in coordination with

Operations and Risk teams.

• Support client education on repayment processes, product terms, and digital platform usage.

Market & Reporting

• Monitor competitor offerings and share feedback to help refine sales strategies.

• Keep CRM systems and sales trackers updated with accurate client data and pipeline status.

• Report daily and weekly sales performance, client activity, and market insights to the Sales

Manager.

Required Qualifications

• 2-4 years of experience in B2B or SME sales, preferably in financial services, fintech, or banking.

• Proven success in meeting or exceeding sales targets.

• Strong communication, negotiation, and relationship-building skills.

• Fluency in Arabic and proficiency in English.

• Willingness to travel for client meetings and market visits.

• Experience selling SME lending, trade credit, or supply-chain finance products.

• Knowledge of Saudi SME ecosystems and local business networks.

• Familiarity with digital onboarding or credit platforms.